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Residential Builder Financing

Whether your project calls for two houses or a whole subdivision, Ameris Bank offers attractive financing to home builders and real estate developers for residential development.

  • Competitive interest rates
  • Local decision making
  • Pre-sold, speculative and custom homes
  • Builder lot investments and raw land development

Get your project off the ground

We provide funding for everything from pre-sold homes to empty lots that are ripe for future development.

  • Flexible loan terms
  • Financing for pre-sold, speculative and custom homes
  • Builder lot investment loans
  • Funding for acquisition and development of raw land for the purpose of future development into residential subdivision and lots
  • To learn more, contact our team of Construction Lenders

We also offer construction financing for individuals interested in building a custom home from the ground up. With our affordable rates and flexible terms, building dream homes can be easy and affordable.


We're here to help every step of the way.


We're here to help every step of the way.

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Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.