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Lines of Credit

In business, timing is everything. Unexpected expenses? You have to react fast. An opportunity arises? You need to move quickly. With a line of credit, you can have the money you need at a moment's notice.

  • Fast access to capital
  • Competitive interest rates

The cure for cash-flow challenges

A business credit line can be a lifeline. It's a revolving fund you can draw on when sales slow down, equipment breaks down or inventory runs low. After one simple application process, you'll have fast access to funds when you need them. 

  • Improve cash flow, funding payroll, or seasonal working capital
  • Use funds to purchase inventory and materials
  • Use funds to finance account receivables
  • Establish line of credit as an emergency fund
  • Use as overdraft protection on your checking account
  • Competitive variable interest rates
  • Pay no interest until you draw funds


We're here to help every step of the way.


We're here to help every step of the way.

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Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.