Why use Zelle®
Zelle® is a convenient way for your small business to send and receive money with Zelle®.
Use Zelle® to accept payments from your customers or pay an eligible vendor, supplier or employee.1
Use Zelle® to accept payments from your customers or pay an eligible vendor, supplier or employee.1
EASY
Your customers can pay you with Zelle® right from their banking app, allowing you to receive payments while on the go with no extra hardware or trip to the bank.
FAST
Enhance cash flow. No need to wait for a check to clear, payments are sent directly to your bank account, typically within minutes.1
SAFE
No need to provide your account information to send and receive payments1 with Zelle®.
Send and receive money with Zelle®
Download the Ameris Bank Business Mobile Banking app
How it works
Getting started with Zelle® is simple. Just follow the four steps below, and you'll be ready to start sending and receiving money with Zelle®.4
Log into Ameris Bank business online banking.
In the main menu, select "Send money with Zelle®".
Enroll your email address or U.S. mobile number.
You’re ready to start sending and receiving money with Zelle®.
How to Spot a Scam
Frequently Asked Questions
Eligible small business accounts can send, receive, or request money with Zelle®. To get started, log into the Ameris Bank business online banking. In the main menu, select "Send money with Zelle®".
Enter your email address or U.S. mobile number, receive a one-time verification code, enter it, accept the terms and conditions, and you’re ready to start sending and receiving money with Zelle®.
To send money with Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes.1
If the small business or consumer you send money to has already enrolled with Zelle® through their banking app, the money is sent directly to their bank account and cannot be canceled. It’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
To receive money using Zelle® with a small business account, share your enrolled email address or U.S. mobile number with your customers and ask them to send you payment with Zelle® right from their banking app. No need to share any sensitive account details. After the consumer sends you payment with Zelle®, you will receive your money directly into your enrolled bank account.
To request money using Zelle® with a small business account, click “Send Money with Zelle®,” select “Request,” enter the individual’s email address or U.S. mobile number, confirm the recipient is correct and tap “Request.”
If your customer is using Zelle® through their banking app, they’ll be able to pay you with Zelle®. You’ll receive a payment notification once your customer has sent you money in response to your request. If your customer is enrolled in the Zelle® app, they will not be able to send you money with Zelle®, and you should arrange for a different payment method.
Enter your email address or U.S. mobile number, receive a one-time verification code, enter it, accept the terms and conditions, and you’re ready to start sending and receiving money with Zelle®.
To send money with Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes.1
If the small business or consumer you send money to has already enrolled with Zelle® through their banking app, the money is sent directly to their bank account and cannot be canceled. It’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
To receive money using Zelle® with a small business account, share your enrolled email address or U.S. mobile number with your customers and ask them to send you payment with Zelle® right from their banking app. No need to share any sensitive account details. After the consumer sends you payment with Zelle®, you will receive your money directly into your enrolled bank account.
To request money using Zelle® with a small business account, click “Send Money with Zelle®,” select “Request,” enter the individual’s email address or U.S. mobile number, confirm the recipient is correct and tap “Request.”
If your customer is using Zelle® through their banking app, they’ll be able to pay you with Zelle®. You’ll receive a payment notification once your customer has sent you money in response to your request. If your customer is enrolled in the Zelle® app, they will not be able to send you money with Zelle®, and you should arrange for a different payment method.
There are a few ways you can encourage your customers to pay you with Zelle®.
- Tell customers verbally that you accept payments with Zelle®, and that they can easily send you money right from their banking app.
- Include it on an invoice. We recommend adding “I accept payments with Zelle®” or “Pay me with Zelle®”.
- Use Zelle® to request money from your customers (which will send them a notification telling them you’ve requested payment with Zelle®).2
- Download Zelle® marketing assets for free from zellepay.com and add them to your website, social media and more!
Please note, you’ll only be able to receive payments from consumers using Zelle® through their financial institution’s banking app. You will not be able to receive payments from consumers enrolled in the Zelle® app.
You may be eligible to use Zelle® for your business if you own a business that offers services to individuals or other trusted businesses, such as:
- Landlords collecting rent
- Landscaping services
- Graphic design services
- Janitorial services
- Physical therapists
- Sports and recreational instruction
- Childcare services
- Pet services
Neither Ameris Bank nor Zelle® offers purchase protection for payments made with Zelle®.
There’s no fee to send money with Zelle® from your enrolled Ameris business account. However, Zelle® payments deposited into your business checking account will be charged a $0.40 Zelle® Credit Fee3 per item by Ameris Bank. Please see our Miscellaneous Services Pricing Guide for details.
Your mobile carrier's messaging and data rates may apply.
Your mobile carrier's messaging and data rates may apply.
In order to use Zelle®, the sender and recipient's bank or credit union accounts must be based in the U.S.
You can only cancel a payment if the small business or consumer you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select “Cancel This Payment.” If you do not see this option available, please contact our customer support team at 866-616-6020 for assistance with canceling the pending payment.
If you send money to a small business or consumer that has already enrolled with Zelle® through their bank or credit union’s mobile app, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
If you try to send money to a consumer who is enrolled in the Zelle® app, the payment won’t go through and a message will pop up to let you know the payment cannot be completed. With small business accounts, Zelle® does not currently support sending or receiving money to users enrolled in the Zelle® app.
If you sent money to the wrong person, please immediately call our customer support team at 866-616-6020 so we can help you.
If you send money to a small business or consumer that has already enrolled with Zelle® through their bank or credit union’s mobile app, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
If you try to send money to a consumer who is enrolled in the Zelle® app, the payment won’t go through and a message will pop up to let you know the payment cannot be completed. With small business accounts, Zelle® does not currently support sending or receiving money to users enrolled in the Zelle® app.
If you sent money to the wrong person, please immediately call our customer support team at 866-616-6020 so we can help you.
Keeping your money and information safe is a top priority for Ameris Bank. When you use Zelle® within our mobile app or online banking, your information is protected with the same technology we use to keep your Ameris Bank account safe.
Please call Ameris Bank at 866-616-6020 so we can help you.
You can use Zelle® if you have an Ameris business checking, savings, and/or money market account. If you are unsure if your business account is eligible to enroll in Zelle®, please call us at 866-616-6020.
Simply log into the Ameris business online banking and select “Send Money with Zelle®.” Then, enter an email address or U.S. mobile number to connect to your small business bank account. Important note: If you already use Zelle® for personal use, you must use a different email address or U.S. mobile number than the one you used to enroll your personal bank account. For example, name@email.com would be connected to your personal checking account, and 555-555-1234 would be connected to your small business bank account.
Whether you use Zelle® with a small business account or a consumer account, Zelle® uses the same network to initiate payments to small businesses and consumers. Consumers who are already enrolled with Zelle® through their banking app don’t need to do anything different to send money to a small business. The experience is slightly different for small businesses, as small businesses cannot currently send payments to or receive payments from consumers who are only enrolled in the Zelle® app.1
Read the updated terms and conditions that were provided by Ameris Bank.
No, Zelle® does not currently integrate directly with accounting software. However, since Zelle® is connected to your small business account, you’re able to see all Zelle® transactions in your transaction history in Online Banking or the mobile app.
Yes, they will receive a notification via email or text message.
Yes. While you can send and view your Zelle® activity in both Online Banking and our Mobile Banking app, the app allows you to access more advanced features like request money and splitting from multiple recipients at once.
The amount of money you can send, as well as the frequency, is set by each participating financial institution.
At Ameris Bank, there are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.
Ameris Bank’s daily and per transaction limits can be found at: https://www.amerisbank.com/Bill-Pay-Transfer-Limits
At Ameris Bank, there are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.
Ameris Bank’s daily and per transaction limits can be found at: https://www.amerisbank.com/Bill-Pay-Transfer-Limits
1 To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. Transactions between enrolled users typically occur in minutes.
2 Payment requests to persons not already enrolled with Zelle® must be sent to an email address.
3Applies to business checking accounts only. Per item fee will be charged regardless of any free monthly items received on your account.
4Ameris Bank's daily and per transaction limits can be found at https://www.amerisbank.com/Bill-Pay-Transfer-Limits. Business checking accounts will be charged a Zelle Credit Fee for each incoming Zelle payment. See our Miscellenous Services Pricing Guide for details.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Zelle Terms and Conditions