Ameris Choice

Make your financial dreams come true with the Ameris Choice program. This program provides qualified borrowers, in the Jacksonville area, with up to $20,000 in assistance to purchase a new house or refinance their current home. 

From down payment assistance to permanent interest rate buydown, we allow you to choose how you want to spend these funds. Our Mortgage Bankers will guide you on how these funds work based on your loan and make sure you have the best option to meet your financial goals.

Talk to one of our dedicated Mortgage Bankers to explore the best funding for you.

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Up to $20,000 in assistance can be applied as a combination of:

  • Down payment assistance

  • Closing cost assistance

  • Or permanent rate buydown, as applicable.


Funds may be utilized with a conventional, FHA or VA first mortgage.


 

Subject property must be in a majority-Black and Hispanic census tract in Jacksonville, or borrower must reside in a majority-Black and Hispanic census tract and subject property must be in Baker, Clay, Duval or St. Johns County. See map below for eligible areas.

Ready to take the next step?

Complete the form below, and one of our qualified Mortgage Bankers will be in touch with you shortly regarding next steps.

 

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*All loans are subject to credit approval and eligibility requirements may apply.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.