Funding a Business

Funding a business is essential for success. Before moving forward with other funding, you must analyze your personal finances. Consider how starting a business will affect your current lifestyle. Once you know your personal financial needs, then you can focus on understanding your business’s financial needs.

Focus on your financial needs

In order to receive funding, you must estimate the start-up cost of your business and determine how much funding you will need. For helpful step-by-step directions, visit

When you have established the amount of funding you will need, start researching different lending options  that are available. Often, business owners are unaware of the banking services and products that are available and designed to help optimize funds, reduce costs, and operate more efficiently. Plus, there are valuable online resources you can access directly, all available to help your business grow, prosper, and succeed.

Find the Right Account

Every business is unique. When you have the right accounts for your business, you won’t encounter unnecessary fees. Ameris Bank offers a wide range of checking accounts, ranging from completely free to completely analyzed. There is even an account specific for law firms, medical offices, and CPA firms. Want to learn more? Contact a banker at your local Ameris Bank location.

Obtain the Funds Needed

Different businesses need different types of funding. Depending on the services your business provides, you may need a business loan, a line of credit or both.

A line of credit is having access to funds at any time, up to a certain amount. It can be a true asset to your business to help meet short-term capital needs like covering a cash-flow shortage or seasonal expenses.

Ameris Bank also offers SBA Lending options to qualified businesses through the Small Business Administration. Want to learn more? Contact a banker at your local Ameris Bank location.

Take Advantage of Everyday Tools

There are several banking tools designed to help your business gain more, save more and add convenience to daily operations.

Ameris Bank brings the bank to your business with Remote Business Deposit. This service allows you to make deposits from your office, eliminating trips to the bank. Merchant Services give your business the opportunity to offer easy and affordable electronic payment solutions to your customers. Additionally, learn how credit cards, fraud protection tools, payment automation services and efficient and easy account access can help your business grow.

For helpful tips on managing your everyday business finances, visit SBA’s Managing Business Finances and Accounting articles.


We're here to help every step of the way.


We're here to help every step of the way.

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Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.